Privacy Policy for GrowWealthy

Effective Date: 16th February 2025

1. Introduction

Welcome to GrowWealthly, a product of Bagley Tools Inc., incorporated in British Columbia, Canada. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our services.

By using GrowWealthly, you agree to the terms outlined in this Privacy Policy.

2. Information

We Collect We collect the following types of information to provide and improve our services:

a) Personal Information:

• Full Name
• Email Address
• Country of Residence
• Age Range

b) Financial Information:

• Net Worth
• Monthly Income & Expenses
• Investment Goals
• Risk Tolerance
• Dependents Status

c) Technical Information:

• Device Information
• IP Address - Browser Type
• Usage Data (how you interact with our platform)

3. How We Use Your Information We use your data to:

• Provide personalized investment recommendations
• Improve our financial planning services
• Send relevant financial insights and platform updates (with your consent)
• Enhance security and prevent fraudulent activity
• Comply with legal and regulatory requirements

4. Sharing Your Information

We do not sell your personal data. However, we may share your information with:

• Service Providers: Third-party vendors that assist in operating our platform (e.g., analytics, hosting services)
• Legal Authorities: If required by law or regulatory obligations
• Affiliated Partners: In cases where you choose to invest through our recommended platforms, your data may be shared with relevant financial service providers (with your consent)

5. Data Security

We implement industry-standard security measures to protect your personal information. However, no data transmission over the internet is 100% secure. We encourage users to take precautions when sharing personal data online.

6. Data Retention

We retain your information only as long as necessary to provide our services and comply with legal requirements. Users may request data deletion by contacting us.

7. Your Rights You have the following rights regarding your personal data:

• Access & Portability: Request a copy of the data we store about you
• Correction: Update inaccurate information
• Deletion: Request to have your data removed from our systems
• Opt-Out: Unsubscribe from marketing emails and data collection where applicable To exercise these rights, please contact us at [Insert Contact Email].

8. Cookies & Tracking Technologies

We use cookies to enhance user experience, track website performance, and improve our services. You can manage cookie preferences through your browser settings.

9. International Data Transfers

As a Canadian-incorporated company, your data may be stored and processed in jurisdictions outside your home country. By using our services, you consent to such data transfers.

10. Disclaimer on Financial Advice

GrowWealthly, as a product of Bagley Tools Inc., is not licensed or certified to provide financial, investment, or legal advice. The recommendations generated by our algorithm should be taken as educational information only and not as professional financial advice. Users should conduct their own due diligence or consult a licensed financial professional before making any investment decisions.

11. Changes to This Policy

We may update this Privacy Policy from time to time. Any significant changes will be communicated via email or a notice on our platform.

12. Contact Us

If you have any questions about this Privacy Policy, you can reach us at: help@growwealthy.ai This Privacy Policy is designed to comply with applicable privacy laws in Canada and other jurisdictions where GrowWealthly operates.