Terms of Use for GrowWealthy

Effective Date: 16th February 2025

1. Introduction

Welcome to GrowWealthy, a product of Bagley Tools Inc., incorporated in British Columbia, Canada. By accessing or using our website, services, or mobile application (collectively, "GrowWealthy"), you agree to comply with and be bound by these Terms of Use. If you do not agree with these terms, you should not use our services.

2. Use of Services

GrowWealthy provides investment education and financial planning tools. You agree to use the platform for lawful purposes only and in accordance with these terms.

• You must be at least 18 years old to use our services.
• You agree not to use our platform for fraudulent or illegal activities.
• You are responsible for maintaining the confidentiality of your account credentials.

3. No Financial Advice

GrowWealthy, as a product of Bagley Tools Inc., is not licensed or certified to provide financial, investment, or legal advice. The recommendations generated by our algorithm should be considered educational information only and not professional financial advice. Users should conduct their own research or consult a licensed financial professional before making any investment decisions.

4. User Accounts & Responsibilities

To use certain features, you may be required to create an account. By doing so, you agree:

• To provide accurate, up-to-date information.
• Not to share your account credentials with others.
• That you are solely responsible for any activity occurring under your account.
• That we reserve the right to suspend or terminate accounts that violate these Terms of Use.

5. Intellectual Property Rights

All content on GrowWealthy, including text, graphics, logos, and software, is the property of Bagley Tools Inc. and is protected by copyright and trademark laws. You may not copy, distribute, or use our intellectual property without prior written consent.

6. Limitation of Liability

To the fullest extent permitted by law, Bagley Tools Inc. shall not be liable for any:

• Losses or damages resulting from reliance on GrowWealthy's recommendations.
• Financial losses due to investment decisions made using our platform.
• Technical disruptions, including errors, outages, or security breaches.

7. Third-Party Links & Services

GrowWealthy may recommend third-party investment platforms or financial services. We do not endorse, control, or take responsibility for the accuracy or reliability of third-party services. Users interact with such platforms at their own risk.

8. Privacy Policy

Your use of GrowWealthy is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. Please review our Privacy Policy at [Insert Privacy Policy URL].

9. Modifications to Terms

We reserve the right to update or modify these Terms of Use at any time. Continued use of GrowWealthy after changes are made constitutes acceptance of the new terms.

10. Termination of Services

We may suspend or terminate your access to GrowWealthy if we determine that you have violated these Terms of Use, engaged in illegal activities, or posed a security risk

11. Governing Law

These Terms of Use are governed by the laws of British Columbia, Canada. Any disputes shall be resolved in the courts of British Columbia.

12. Contact Information

For questions or concerns regarding these Terms of Use, contact us at:

By using GrowWealthy, you acknowledge that you have read and understood these Terms of Use and agree to be bound by them.